Law

How To File A Claim Against Someone After a Car Accident

Filing a claim against someone is not an easy task. You have held someone responsible for the accident and now, you will have to prove all these allegations in a legal manner. If you are planning to file a claim, you should not think about it if you are not hiring a car accident attorney Rockford. It may lead to several complications and more waste of time and money. That’s why, you should hire a qualified attorney if you want to file a car accident claim.

Contact the liability insurer of the at-fault party 

If you want to make the claim to the insurer of another party, you need to submit all the supporting documents showing that the client has made a mistake or breached the duty of care. They may take a long time because they also want to verify your claims. It is a good idea to let your attorney handle the communication because he has the experience and expertise in dealing with such cases.

Contacting your insurance company for car damages

You may want to get in touch with your car insurance company to recover the losses. However, the insurance company may refuse or lower your claim amount if you don’t submit the proper documents and details. A good lawyer will be able to negotiate with the company because he knows the tools and tactics used by these companies to lower the amount. Moreover, the attorney ensures that the claim is error-free and the insurance company does not find any ground to reject the claim.

Gather all the relevant documents

If you want to file a claim with the insurance company of the at-fault party or your insurance company, you need to collect all documents beforehand such as medical reports, scans and tests, medical bills, forensic reports, police reports, investigation details and statements of witnesses. In case, you lack any of these documents, the chances are higher that your claim may get rejected. That’s why, it is suggested to stay in touch with your car accident lawyer because he can suggest the best way to obtain these documents as soon as possible.

After the claim is filed, the insurance company will investigate at its end to verify the validity of the claim. If everything seems fine, they may come up with the first offer, which is generally lower than what you have quoted. A good car accident lawyer can help you in negotiating with the insurance company. 

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